In today’s market, you need a team that has seen it all and has a track record of delivering both successful results and happy clients. Our track record of satisfied clients speaks volumes with respect to our knowledge of the market, our focused attitude, our attention to detail, our perseverance, our negotiation skills, and our Home Marketing strategies. All of this has allowed us to deliver on our promise of successful results in a fast-paced and dynamic real estate market.

You can gain a better understanding of our home selling process by viewing the 10 steps below – you can click through to more details on each of the steps. If you have any questions or concerns, please do not hesitate to contact us. We’d love to hear from you.

Thinking of Selling your Home?

Chances are, if you’ve owned your home a few years, you have built up some equity. That’s nice to know, but http://bti-defence.com/language/en/contact_us/ there is more to selling your home then simply cashing out on potential equity. In preparing to sell your home, the first and most important step is to develop a clear understanding of why you are selling. Why do you want to sell? Where will you move to? When do you want to start the selling process? Followed by the establishment of your real estate goals.

Once you have established your goals, you will likely start thinking about things like your home’s value, what’s happening in the market, and who you should engage to market and sell your home. You should also start to look at your home with a more objective eye, with respect to what work needs to be done, (if any) to get it in ship-shape condition, with the end goal being to attract the right Buyer and to maximize your home’s value.

This is a great time to start thinking about meeting with and interviewing a few neighbourhood REALTORS®.

Once you have honed in on an agent that is cognisant of your family’s needs and wants and your main selling goals, he/she can facilitate the process of getting your home ready for the market. The agent can help get your home into ship-shape-condition, work with you to establish the appropriate market price, and develop the marketing strategy to sell your home.

Preparing your Home for the Vancouver Housing Market

Once you have made the decision that you want to sell your home, site rencontre cote nord a shift in the perception of how you view your home will make it a lot easier for you to make smart decisions when it comes to setting a price, getting your home show-ready, and dealing with offers as they start to come in. Remember, how you see your home (filled with many fond memories) and the way a potential Buyer sees your home are likely to be two very different scenarios.

Walk through your home with an objective eye, and pretend that you are a potential Buyer. How does your home feel? How does it present? Are there things that need to be done prior to hosting viewings with potential Buyers? Tastylia Tadalafil Oral Strips Online No Prescription Is there anything that will make your home stand out from the rest? Now is the time to capitalize on your investment!

A savvy REALTOR® will help you to assess your home’s market readiness and will offer advice on what to do and what not to do, in order to appeal to the largest target audience, while also minimizing the impact on your pocket book. In some cases, a bit of de-cluttering, a rearrangement of your furniture and good old elbow grease are the tickets to achieving your goals. On the other hand, a fresh coat of paint, a cheerful revamp of your bathroom, or some new landscaping is all that may be needed. Or perhaps your home needs a professional stager. http://www.romagnamotorsport.it/?binarnewe=forex-converter-online&23e=58 Statistics prove that a show-ready home spends less time on the market and can help to generate higher offers, which translates to a better return when you close the deal. Choosy Buyers will gravitate to the home that has its’ best foot forward.

Choosing the Right REALTOR

REALTOR® is a trademark that identifies a licensed real estate agent as a member of the Canadian Real Estate Association (CREA). All REALTORS® make a pledge to adhere to a strict code of ethics and standards of business practice. There are many reasons why a REALTOR® is essential when selling your home, but which REALTOR® is the best choice for you and your family? Remember, a top-performing REALTOR® will not only save you time and maximize the sale price of your home, but he/she will also negotiate in your best interest and ensure solid contracts, thus closing the deal and securing the sale of your home.

When you are looking to find the right REALTOR®, it makes sense to identify someone who is considered an expert in your neighbourhood. Every neighbourhood in Vancouver is different and this creates unique challenges for both the homeowner and the REALTOR®. Beyond the market and property knowledge, they can speak about the schools, community centers, and unique neighbourhood amenities that add value to your home. They will know the quickest routes to the airport, to downtown and where the best private schools are located. You can start by asking your friends or neighbours if they can recommend a particular realty team or individual. Be sure to make note of which REALTORS® are active in your neighbourhood.

The best way to find the right REALTOR® for you is to interview your top choices and ask lots of questions. And, let them ask questions of you too. A REALTOR® that works for you should understand your motivation to sell and your expectations for service. They should listen to you in order to understand your goals and what is most important. The more questions asked and answered, the better equipped you will be to work together towards the common goal, your goal. http://creatingsparks.com.gridhosted.co.uk/?endonezit=best-books-on-binary-options-trading' Ultimately you will choose a REALTOR® that you feel comfortable with AND has the right qualifications to get the job done for you. If you haven’t sold a home before, you may not know what to ask.

Determining the Value of your Home

The establishment of your home’s value and the setting of the price point are the most important aspects of the home selling process that you will undertake. The selling price is the key element for all Buyers and their agents, as it is likely the main parameter for the Buyer’s home search.

It is critical that your home is priced at market value, as opposed to being priced based on emotional attachment or wishful thinking. Remember, a Buyer doesn’t care about your memories, or how much you spent on the home. They are interested in buying a property at today’s market value and creating their own memories.

REALTORS® will evaluate your home using active and sold comparables within your neighbourhood. Although no two homes are exactly alike, a skilled REALTOR® will be able to assess value by identifying what your home has, or doesn’t have, with respect to the best recent comparables. The age and condition of your home will also play a significant role in establishing market value. The key is finding that “sweet spot” – the right price point that will generate activity from Buyers and put the most money in your pocket, within a reasonable time frame. Price it too high and you will miss out on the initial flurry of activity. Price your home too low, and you may lose money.

http://secfloripa.org.br/esminer/4129 Key Pricing Parameters
Here are some of the key parameters a REALTOR® will use to evaluate your home’s value amongst comparable properties:

  • Current Market Conditions (Is it a Buyer’s or a Seller’s market?)
  • Activity by Price Segment
  • Days on Market
  • Location/Neighbourhood
  • Size of Living Space
  • Size of Lot
  • Number of Bedrooms
  • Number of Bathrooms
  • Overall Condition
  • Proximity to Local Schools
  • Neighbourhood Amenities
  • Available Financing Options


Once your REALTOR® has analysed the market, gained a better understanding of your home and compiled all of the pertinent information, you should be provided with an in-depth comparative market evaluation of your home. This will be reviewed in detail between you, the Seller, and your REALTOR®. The comparative market evaluation allows you, with your REALTOR®’s guidance, to make an informed decision on pricing.

Multipli e sottomultipli del Sistema Internazionale e prefissi dei multipli opzioni binarie vero o falso Common Pricing Problems
Deciding on the “just right” price for your home can certainly be challenging. This is where an experienced REALTOR® can offer invaluable guidance and recommendations. However, it can be quite easy to sway from the right price. There are a variety of reasons this may occur:

  • Are you over-pricing your home because:
  • You are deeply and emotionally invested in your home?
  • You are wishing to take money out of the market in order to purchase your dream home?
  • You are trying to recover the cost of renovations and improvements?
  • You have your eye on a higher-priced home, so you “need” to achieve a specific price to buy it?
  • The market has changed and you think you can get more from your home?
  • You want to build room for negotiation into the price?
  • Your REALTOR® acquiesces to your “wish price”?


http://ramblingroseboutique.com/?prertwe=dating-friends-never-works-out&925=7e Common issues with overpricing your home:

  • The Seller may have the impression that overpricing will lead to more offers below the asking price. However, many Buyers will never even consider your home as the price point may be outside their specific range of affordability
  • Missed offers that do not come forth, because Buyers don’t believe the offer will be successful
  • Offers that do come into play are quickly dismissed by the Seller, due to unrealistic expectations
  • A decrease in the number of private showings. Low turn-outs at Open Houses, as the home becomes stale in the market
  • A Seller can easily miss out on tens and even hundreds of thousands of dollars that a qualified Buyer would have been willing to pay
  • An overwhelming amount of interest from “looky-loos” and Buyers who are not likely to put forth an offer


http://weselny-duet.pl/visre/pieor/8 The Initial Flurry and the First Offer
When a home first hits the market, there is an “initial flurry” of activity. Capitalizing on this initial activity could mean a quick sale at a great price. We have all heard the phrase “the first offer is the best offer”. While this isn’t always the case, there is a logical reason as to why it often is.

here Here’s why: a Buyer that comes into your home and immediately writes an offer has likely visited and considered all of the other homes on the market that fall within their required parameters. This Buyer is able to acknowledge your home’s true value and does not need to go away and consider other opportunities. They may have previously written offers on other properties that have not materialized. They recognize that your home is priced right and is a great fit for their needs, wants and goals. Therefore, the concept of the first offer being the best offer stems from an informed Buyer recognizing value and “a fit” for their family. Bingo! Home sold!

femme rencontre h 56 True Market Value: The Best Strategy
Regardless of what your reasoning is, pricing your home based on true market value is always the best way to achieve your goals. Here’s why:

  • When your home is priced correctly, it sells faster, as it is exposed to more qualified Buyers
  • You are able to capitalize on the marketability of your home
  • Homes priced close to True Market Value typically receive offers more quickly, and these offers are usually closer to True Market Value
  • Local REALTORS® will appreciate that your home is priced at market value, and engage their clients in the process of showing and buying.

Preparing your Finances Mortgages & Associated Expenses

There are financial aspects to selling a home that go beyond the fact that you may be able to reap a tidy profit from the actual sale. Prior to signing a listing agreement with your REALTOR®, it is prudent to look at all associated costs as part of your due diligence.

Mortgages
If you have a mortgage on your home, you will have to decide how to manage it.

  • Will you be porting it to your new home (if that is an option)?
  • Will you be paying it out, or blending a rate?
  • Get in touch with your lender, as they will provide you with the pertinent information regarding your mortgage strategy.

Here are a few examples of items you may be discussing with your mortgage lender:

  • Can you port your existing mortgage to a new property?
  • Is there a pre-payment penalty if you wish to extinguish the mortgage altogether?
  • Can you blend your mortgage?

Associated Expenses
When selling your home, there are a number of associated expenses that you may or may not have thought of. Keep in mind that every home selling experience is different, so please consider all potential associated costs. Don’t worry, your REALTOR® will guide you along the way.

Legal Fees, Disbursements and Statement of Adjustment
You will require a Lawyer or Notary Public to act on your behalf to convey your property to the new owner and to ensure that the money is transferred on the completion date. They will also ensure that the Buyer has performed on all the terms of the contract, and that you have met your legal obligations. Legal fees vary widely, partly due to the extent of the services that are required for each individual transaction. You will also be responsible for associated disbursements. When deciding who you want to act on your behalf be sure to make inquiries into the associated costs of your particular transaction. That will ensure there are no surprises when you get to the lawyer’s or notary’s office.

Property Transfer Tax
In British Columbia, property transfer tax is applicable on almost all transactions and is calculated as 1% on the first $200,000 and 2% on the balance. So speak with your REALTOR® to find out how they apply to you.

Property Tax Adjustments
If you have not pre-paid your property taxes, you should expect that the statement of adjustments (provided to you at the time you meet with your lawyer to sign the legal papers to transfer title) will include any outstanding taxes that are due up to the possession date, and this will be noted as a debit. If you have already pre-paid your property tax, it will be noted as a credit on your statement of adjustments. Your lawyer, or notary will calculate these amounts for you.

Home Inspection
You may decide to conduct a pre-inspection of your home. Even so, expect that the Buyer will likely order and conduct his/her own home inspection (to be paid for by the Buyer). The justification for a pre-inspection of your home, prior to selling, is to ensure that there aren’t any surprises that may impede a smooth home inspection by an interested Buyer. If any surprises do occur, note that anything discovered and not repaired may be considered a material latent defect. In that case, it may need to be pointed out to a Buyer.

Oil Tank Inspection
In Vancouver, British Columbia, oil tanks are commonly found older homes that come to market. An oil tank could be located on your property, buried underground or located above ground, or within the house (for example, in the basement). If you are unsure — or if no tank is visually evident, you may wish to have your property surveyed for an oil tank prior to an offer presentation from interested Buyers. This is very important in Vancouver, as oil tanks are the responsibility of the property owner. A prudent Seller will inform a potential Buyer of the status of oil tanks on the property. If a tank is found on your property, remove it prior to new owner occupying the property. Most major lending institutions will not mortgage a property with an oil tank; therefore it may need to be removed prior to completion.

Knob & Tube Wiring
Another issue with older homes in Vancouver is knob and tube electrical wiring. Some insurers will require that any knob and tube wiring be completely removed and replaced with modern wiring, or will require that a qualified electrician review the system and ensure that everything is safe for occupants.

Repairs & Renovations
As discussed in Step 2: Preparing Your Home for the Market, there may be items that should be repaired or renovated prior to placing your home on the market. This will ensure that your home is show-ready and able to attract prospective Buyers in a timely manner. It may even garner you a better price. Repairing items prior to a home inspection will remove the red flags that could crop up and create issues. At the very least, ensuring that your home is safe for potential Buyers to inhabit is important.

Moving Costs
Associated moving costs will include the packing and moving your household items to another location. In addition to moving costs, utility transfers and other incidentals involved in process of selling your home will likely arise.

Capital Gains Tax
In most cases, Capital Gains Tax is not applicable on the sale of your primary residence; however, if a portion of your home was rented (e.g. a basement rental suite), Capital Gains Tax is applicable on the profits of the portion percentage of your home that was rented. Speak with your accountant to ensure that you are aware of any tax implications associated with the sale of your home.

GST for Professional Services
Don’t forget, GST is an applicable tax on legal fees and the professional services provided by your REALTOR®.

Estimating Your Net Proceeds
Now that you have a good idea of the market value of your home and the associated expenses you should expect, you can start to establish a rough expectation of what will go into your pocket when you have completed on the sale of your home.

To estimate your net proceeds, subtract Estimated Associated Costs from your estimated Sales Price:

  • Seller’s Costs (Subtract the following costs, where applicable)
  • Mortgage payout (if not porting your existing mortgage)
  • Mortgage prepayment penalty (if ending a mortgage agreement early)
  • REALTOR® service commissions/fees
  • Lawyer or Notary fees
  • Any associated expenses (i.e. moving expenses)
  • Unpaid property taxes
  • GST Services
  • Closing Costs
  • It’s best to consult with your REALTOR® in order to estimate your closing costs. You, your REALTOR® and the Buyer may agree on an arrangement that best suits you.
  • Your net proceeds = estimated sales price – (Seller’s Costs + Closing Costs)

Deciding when to Sell & Signing a Listing Agreement

Deciding when the time is right…  

The final selling price of your home is impacted by when you decide to sell. However, many of us do not have the luxury of waiting for a market to change from a Buyer’s market to a Seller’s market for the sake of securing a higher price. This brings us back to the reasons why you are selling and your real estate goals. 

Let’s consider some examples:

Are you relocating to another city or country?
If so, you may not be able to wait to see if the market changes in your favour.

Do you have a growing family that is bursting at the seams in your current home?
If so, you may not be able to wait until the market is more affordable for that larger, more suitable home.

Do you plan on selling and buying in the same market?
If so, you should consider the possible benefits. If you are selling in a Buyer’s market and want to upgrade, then the price point differential could actually work in your favour.

Do you have to sell in this particular season?
If so, you should keep in mind that Vancouver’s real estate market, can be affected by seasonal factors, such as weather.

Marketing, showing and selling your Home

You’ve already done your part in getting your home show ready: you have optimized the curb appeal, your home is clean, de-cluttered, de-personalized and all items of repair have been attended to. You’ve signed a listing agreement and your home is about to hit the market. This is where your REALTOR®’s marketing plan comes into play.The marketing approach for your home should be multi-faceted. Your REALTOR® should be utilizing a combination of digital marketing, print publications, and social media toexpose your home to as many qualified buyers as possible. Beyond the specific marketing of your listing, your REALTOR® should constantly be networking with their personal and professional contacts. Ultimately, the wider a net your REALTOR® casts, the more likely that your home will catch the right Buyer.

The For Sale Sign
The For Sale sign remains an essential aspect of effectively marketing your home on a local basis. As technology continues to advance and improve, you may be skeptical of its effectiveness, but you should never underestimate the value of the For Sale sign on your front lawn. Research shows that the For Sale sign is one of the top 3 information sources used by buyers in their home search, only behind the internet and the Buyer’s REALTOR®.

At the Faith Wilson Group, we’ve evolved our traditional For Sale sign to harness the growing needs of the tech-savvy buyers in Vancouver. Our signs now feature a QR Code that directs interested buyers directly to your home’s mobile-optimized profile on the mobile version of our website. This gives interested buyers the opportunity to instantly engage with your home, read about its details, view the floor plan, browse the photo gallery, and watch a video tour, all while standing in front of your home. They can instantly call, email or even request a viewing right from their smartphone.

The Internet & Digital Marketing
Real estate statistics show that over 90% of potential buyers will use the internet to search for their new home. Therefore, the likelihood of you achieving your home selling goals is directly correlated to the effectiveness of your REALTOR®’s online marketing plan.

Digital real estate marketing begins with your home’s online profile.

Firstly, your home’s profile should be accessible via the Multiple Listing Service® (e.g. Realtor.ca). The Multiple Listing Service® – MLS is a powerful tool for informing other REALTORS® about your home, its features and any upcoming open houses. This creates opportunities to cooperate with REALTORS® and generate offers from their buyers. Plus, many buyers begin their home searches on websites like Realtor.ca and REW.com.

Secondly, your home’s information should be distributed via relevant third-party websites (e.g. Zoocasa.com, LuxuryHomes.com, HomesandLand.com, etc) to extend the overall reach of your home’s online profile to buyers that use these sites during their home search.

Finally, your home’s most comprehensive online profile should be on your REALTOR®’s website. An effective REALTOR® website should be receiving thousands and thousands of monthly visits from prospective buyers in your local market and from around the world. The website should be optimized for organic search results on search engines like Google and Bing. It should feature fresh, up-to-date content to attract visitors, while also providing interactive functionality to retain them and keep them coming back. Ultimately, it should be the place where interested buyers can find everything they are looking for and view your home in its best light.

Receiving Offers & Negotiating with Buyers

All the planning, preparation, marketing, and showings have paid off – an offer, “the contract of purchase and sale”, is coming in on your home!

This is a very exciting time as a milestone is acheived – an offer! But it can also be a stressful time with emotions running high. Your REALTOR® has an obligation to show you each and every offer that is submitted on your home. It’s possible that you may not like the initial offering price or you may even disagree with some of the other terms and conditions of an offer. In order to get the most out of each offer, it’s important to keep your emotions in check, maintain a level head and remain objective. The goal is to negotiate the best deal you can get within the parameters of the current market conditions, while ensuring that the offer is contractually sound, transparent and in alignment with your real estate objectives.

Receiving an Offer
An offer can be received by the listing agent in a number of ways: by fax, by email or in person. Depending on the situation, there are several possible scenarios:

  • If the offer is sent to the listing agent, the Buyer’s agent will request that it be presented to the Seller on their behalf.
  • Alternatively, the Buyer’s agent may wish to present the offer in person, in which case the Buyer’s agent will present the offer to you, with the listing agent present.
  • When a Buyer’s Agent presents the offer, they will want to share a little bit about the Buyer and put their best foot forward in presenting a case as to why you, the seller, should give serious consideration to that offer.
  • When the Buyer’s Agent has finished their presentation they will leave the room, allowing you and your REALTOR® to discuss the merits of the presented offer.
  • If you do not want the Buyer’s Agent to present the offer, the Buyer’s Agent may request written confirmation that these are your instructions.

Here are your options when responding to an offer:

1. Accept the Offer
If you accept the offer, this means that all the terms and conditions of this offer are aligned to your goals and the offer is accepted by you, as presented.

2. Reject the Offer
Either the price is so far off, or there are few redeeming qualities to the offer, that there is no point to opening a discussion.

3. Counter the Offer
The offer carries enough substance that it merits you and your MLS REALTOR® changing certain aspects of the offer, signing a counter-offer and sending it back to the Buyer for consideration.
It is the Buyer that can now accept your counter-offer, reject the counter-offer or counter your counter-offer. Unless your counter-offer was extremely unreasonable, the Buyer will likely choose the latter option.

Note: When offers are in the counter stage, sellers may still look at new offers that may arise and can accept another offer provided that they are not putting themselves in the position of having acceptance on more than one offer – neither being a back-up offer. If a Seller decides they will accept another offer, the counter-offer will need to be rescinded and this needs to be conveyed to the Buyers REALTOR®/Buyer prior to them conveying acceptance. It is clear that timing is crucial in situations like this, so ensure that you are in experienced hands when working on multiple offers at the same time.

Performing Due Diligence

Unless you’ve received a firm, no subject offer for your home, there is still important work to be done. Any subject conditions and legal concerns must be dealt with promptly and professionally to ensure that the offer does not collapse.

Subject Conditions
If an offer has subject conditions, such as “Buyer subject to inspection”, part of the Buyer’s due diligence will encompass working through the subject conditions on the offer and then to either waive the subject clauses or not waive them. Generally, a deposit or increase of deposit is placed into a trust account upon subject removal. If the subjects are not removed the offer may collapse.

The best case scenario for you – the seller – is a firm, no subject offer. Generally speaking though, you should expect a conditional offer, unless you are in a hot-selling market.

Your Legal Team
You will require a Lawyer or Notary Public to assist you in the selling of a property. If you have bought or sold before you may already have a legal advisor you rely on and if not, you may want to do some checking before making your decision on whom to align yourself with. Ask your REALTOR® if they have a list of accredited professionals that they recommend. Ask your friends, family members or business associates for their recommendations as well.

What will your legal consult do for you?

  1. Review the contract of purchase and sale
  2. Answer your legal questions
  3. Search the property title
  4. Calculate the total amount owed to you from the Buyer (including tax and utility adjustment) statement of adjustments
  5. Ensure all requirements for the closing date are met (money transferred to you from the buyer, and the property title put in their name).
  6. Closing the sale with the Buyer’s lawyer.

Closing the Sale

Congratulations, you’ve successfully negotiated the sale of your home!

The only remaining items are the final steps to closing out the sale. This is where your lawyer and your REALTOR® will take care of all the time consuming details and legal issues on your behalf.

Assuming you have chosen your team of professionals wisely, you can now relax.

Here’s a final checklist to review before you close the sale:

  • Confirm the services to be provided by your lawyer
  • Immediately begin satisfying any conditions of the agreement that require action on your
  • part before the set date of completion creeps up on you
  • Notify your lawyer and lending institution if the buyer is assuming your mortgage
  • Contact the utilities, telephone and cable companies about transferring or removing their services
  • Call your insurance agent and arrange cancellation or transfer of your homeowner’s insurance
  • Contact your security provider to arrange the cancellation or transfer of service
  • Contact a moving company to arrange your move on, or prior to, closing date
  • Send out your change of address notices and advise the post office
  • Change the address on your driver’s license, and other identifications
  • Notify your REALTOR® immediately if anything changes about your property or your situation.

Canada’s Money Laundering Requirements
As part of the listing process, you would have completed an identification form called FINTRAC and your REALTOR® would have asked for verifiable identification back in Step 6: Deciding When to Sell & Signing a Listing Agreement. This is a requirement of the federal government.

For more information, you can visit the FINTRAC web site at fintrac-canafe.gc.ca

Connect With Your Lawyer
If you plan to “discharge” or pay off your mortgage with proceeds of the sale, your lawyer will obtain a statement from your lender showing your outstanding balance on the mortgage, and any penalties you’ll have to pay to discharge the mortgage.

A few days before closing, your lawyer will ask you to sign the paperwork that enables the title to be transferred to the buyer.

On closing day, your lawyer will receive and distribute the proceeds from the sale, pay off your mortgage and other costs, and give you a cheque for the net proceeds.

Seller’s Closing Costs
We outlined many of the associated expenses in Step 5: Preparing Your Expenses. Your closing costs, as the seller, are the fees owed on or by closing day that must be paid for by you in order for the sale of your home to be complete.

Here are some of the most common expenses you can expect to incur upon closing your sale (approximate only):

REALTOR® Service Fee
This is the fee paid by you to the Real Estate Agency that was responsible for the marketing and sale of your home. In British Columbia, it is customary that the Listing Agent pays a cooperating brokerage a portion of the fee paid to them. Fees for service vary depending on which Agency you choose, and will correspond with the level of service and marketing that you receive. Ask your REALTOR® to clarify their service fees.

Taxes on Services
In British Columbia, GST and PST is applicable to legal and REALTOR® services.

Legal Fees and Disbursements
Your legal professional will ensure that you are protected. They will review your contract and ensure that the Buyer has complied with all the terms and conditions, and that you have met your legal obligations in order for the deal to close. Legal fees vary, and the total cost depends on the extent of services provided. You will also be responsible for disbursements (costs related to handling your file, such as long distance calls and travel).

Utility and Property Tax Adjustments
Your lawyer will prepare a “statement of adjustments”, which will adjust for things like taxes and utilities. As an example, a statement of adjustments is required if you have already paid your taxes through to the end of the year. On the statement of adjustments you will be credited for the period from possession date through to the end of the year on your side of the adjustment statement, and the buyer will be debited. If you didn’t pay this expense in advance, it will be you paying the buyer for the amount accrued prior to the possession date. The exact amount will be calculated by your lawyer.

Mortgage Prepayment or Discharge Fees
If you pay off your mortgage with the proceeds of your sale, you may be charged a fee from your bank. As outlined in Step 5: Preparing Your Expenses, it is prudent to check on any prepayment penalties or discharge fees early on as part of initial steps in preparing to sell your home. This will ensure that that you are completely apprised of what the final costs of closing out the sale of your home will be.

Moving Costs
Remember, if you are moving to a new home, there will be associated costs for transportation, furniture delivery, as well as utility hookup fees.

Congratulations!!!
That’s it – you’ve sold your home!

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